What to Check out When Buying a Flats for Sale in Kolkata?

What to Check out When Buying a Flats for Sale in Kolkata?

Are you checking out flats for sale in Kolkata? Are you aware of the fact that before buying a flat in Kolkata, you need to do your share of homework? Buying a new property is a serious financial investment; hence it must be done without any mistake. Therefore, in this blog, we have shed light on the factors that you must check before tapping on your dream apartment for a better investment.

List of Factors to Consider before Buying Flats in Kolkata

We will start with a ‘Pro’ tip. Before you jump into the process of checking flats for sale in Kolkata, make sure to chalk a definite budget for yourself. This way, you’ll be able to narrow down the number of available options, thereby making the process faster and accurate. Apart from that, here are the pointers that you must consider while checking out flats in Kolkata.

Review the Carpet Area: Do you know there is a big difference between the super-built area and carpet area of an apartment? The super built-up area primarily includes staircase, lobby, the thickness of the walls, elevator space, etc. The carpet is the space enclosed within the walls of an apartment. Hence, the carpet an apartment is almost 30% less than the super built-up area. Therefore, if you are checking out 3BHK flat in Kolkata, make sure to check the carpet area rather than the super-built up area as you’ll primarily dwell inside your apartment and not the staircase or even the corridor space.

3 BHK Flats in Kolkata

Legal Status of the Land: Before buying a flat for sale in Kolkata, here are the few things you must ensure for a safe purchase.

  • The developer should have the required approvals and the NOCs from the Municipal Corporation, Area development authorities, electricity board, water supply, and sewage board. 
  • Check the Title Deed to ensure that the builder has any right over the property. 
  • Check the release certificate in case you are buying the property for resale. 
  • Check the encumbrance certificate to verify that the land is free from all the legal dues. 
  • The entire property should be approved by the Development Corporation and the local body of the city. 
  • Again, if you are buying a resale property, do not hesitate to ask the seller for the previous property tax receipts along with other bills.


Banks Financing the Project: Considering the present real estate scenario,  banks have become cautious when it comes to financing any real estate project. Most of the real estate companies sit on unsold inventory and have less cash to complete their project. Hence, before buying a new flat in Kolkata, make sure you are aware of the banks which are financing the project. This way you’ll also get an idea about the reputation of the real estate company.


Choose the trusted Realtor: While checking out new flats in Kolkata within 30 lakhs, it is always recommended to perform comprehensive research about the builder. Consider checking their past and current projects for getting a clear idea about their reputation in the market.

Calculate the Total Cost: Brokers have the habit to mention the basic cost of the flat and knock out other factors like parking/club/statutory charges, internal/external development fees, GST, home loan processing fee, registration charges, etc. Such factors increase the price of the property in concern. Hence, ask for the final cost of the property.

Hence, these are some of the pointers that you must consider before buying a 1, 2 or 3 BHK flat in Kolkata. Consider checking out other factors like the amenities, facilities, and the surroundings of the project to make a smart purchasing decision.